Although Dr. Trager has been a participating provider with most insurance companies (ie. BC/BS, Aetna, Medicare, Cofinity, ASR, HAP, etc...) over the last 20 years, she transitioned to a completely private-pay practice in January of 2022. This means that she no longer accepts any insurances for payment of services but has reduced-fee private-pay arrangements with her clients instead. This decision was made, partly, in order to scale back her practice and, partly, due to higher insurance plan deductibles leading more clients to opt-out of using their insurance coverage in order to secure a better private-pay rate for their mental health services. The best option for you and/or your family will depend, of course, upon your specific insurance plan coverage. Feel free to contact for current rates in order to help you to decide.